Top 7 Commerce Courses & Career Options After 12th — Jobs & Salaries in India & USA (2025)
If you’ve completed 12th in the Commerce stream (or are planning to), you have a world of opportunities waiting. From professional courses like CA, CS, CMA to degrees such as B.Com, BBA, MBA — and even international qualifications like ACCA, CFA, CPA — commerce opens doors to business, finance, marketing, law, and global corporate careers.
This guide explains each major course, its duration, career scope, and the average salaries based on recent data from Google and verified salary surveys — for India, Europe, the USA, and Australia.
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| major course, its duration, career scope, and the average salary |
1. Chartered Accountant (CA)
Duration: 4–5 years (depending on exam attempts & articleship)
Key Subjects: Accounting, Auditing, Corporate Laws, Taxation, Financial Management.
Job Roles: Auditor, Tax Consultant, Finance Controller, CFO-track roles, Investment Banker, Forensic Accountant.
Average Salary:
India: ₹6 – 12 LPA (Top rankers can reach ₹20+ LPA)
Europe: €40,000 – €70,000/year
USA: US $60,000 – $90,000/year
Australia: AUD 65,000 – 85,000/year
Job Scope: Chartered Accountants are respected globally. They work in Big 4 firms, MNCs, banks, and government organizations. With experience, they can start their own consultancy.
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2. Bachelor of Commerce (B.Com / B.Com (Hons))
Duration: 3 years
Key Subjects: Accounting, Business Law, Taxation, Economics, Statistics.
Job Roles: Accountant, Finance Executive, Tax Assistant, Payroll Officer, Financial Analyst.
Average Salary:
India: ₹1.8 – 3.6 LPA (Entry-level)
Europe: €30,000 – €45,000/year
USA: US $45,000 – 60,000/year
Australia: AUD 50,000 – 60,000/year
Job Scope: B.Com provides a strong foundation. With additional courses (MBA, CA, ACCA, or M.Com), you can enter corporate finance, banking, analytics, or taxation.
3. Bachelor of Business Administration (BBA)
Duration: 3 years
Key Subjects: Management, Marketing, HR, Operations, Entrepreneurship.
Job Roles: Business Development Executive, HR Executive, Marketing Executive, Operations Analyst.
Average Salary:
India: ₹2 – 6 LPA
Europe: €32,000 – €50,000/year
USA: US $50,000 – 70,000/year
Australia: AUD 55,000 – 70,000/year
Job Scope: BBA graduates can work in marketing, HR, finance, or sales. Pursuing an MBA after BBA significantly increases salary and promotion opportunities.
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4. Master of Business Administration (MBA)
Duration: 1–2 years
Key Subjects: Business Strategy, Finance, Marketing, HR, Operations, Data Analytics.
Job Roles: Business Analyst, Marketing Manager, Product Manager, Financial Consultant, Corporate Strategist.
Average Salary:
India: ₹8 – 30 LPA (Top IIMs often ₹20 – 30 LPA)
Europe: €60,000 – €100,000+/year
USA: US $80,000 – 120,000/year (Top B-schools even higher)
Australia: AUD 75,000 – 110,000/year
Job Scope: MBA is ideal for leadership and management roles. Graduates from top universities often get recruited by consulting firms, investment banks, or global corporations.
5. Cost and Management Accountant (CMA)
Duration: 3–4 years
Key Subjects: Cost Accounting, Financial Management, Taxation, Performance Evaluation.
Job Roles: Cost Accountant, Finance Manager, Budget Analyst, Internal Auditors
Average Salary:
India: ₹6 – 10 LPA
Europe: €40,000 – €70,000/year
USA: US $60,000 – 85,000/year
Australia: AUD 65,000 – 80,000/year
Job Scope: CMAs are valued in manufacturing, FMCG, energy, and government sectors. The builds deep expertise in cost control and strategic finance.
6. Company Secretary (CS)
Duration: 3–4 years
Key Subjects: Corporate Law, Governance, Legal Drafting, Secretarial Practice.
Job Roles: Company Secretary, Legal Advisor, Compliance Officer, Corporate Consultant.
Average Salary:
India: ₹5 – 9 LPA
Europe: €35,000 – 60,000/year
USA: US $55,000 – 80,000/year
Australia: AUD 60,000 – 85,000/year
Job Scope: Company Secretaries are essential for corporate governance and compliance. They work with boards of directors and play a crucial role in ensuring legal and regulatory adherence.
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7. International Qualifications (ACCA, CFA, CPA)
Duration: 2–4 years
Key Focus Areas:
ACCA: Global accounting & audit
CFA: Investment analysis, portfolio management
CPA: U.S. accounting and taxation
Job Roles: Financial Analyst, Auditor, Investment Banker, Risk Manager, Global Accountant.
Average Salary:
India: ₹6 – 12 LPA
Europe: €50,000 – 100,000/year
USA: US $70,000 – 120,000/year
Australia: AUD 70,000 – 100,000/year
Job Scope: These qualifications have global recognition. Professionals can work in multinational companies, audit firms, investment firms, and consulting roles worldwide.
Average Salary Comparison by Region
Course India Europe USA Australia
B.com. ₹2–3 LPA. €30k–45k $45k–60 AUD 50k–60k
BBA ₹3–6 LPA. €32k–50k. $50k–70k AUD 55k–70k
CA ₹6–12 LPA €40k–70k. $60k–90k AUD 65k–85k
/CPA
CMA. ₹6–10 LPA €40k–70k $60k–85k AUD 65k–80k
CS. ₹5–9 LPA. €35k–60k $55k–80k AUD 60k–85k
MBA. ₹8–30 LPA. €60k–100k+ $80k AUD 75k–110k
-120k
ACCA ₹6–12 LPA €50k–100k. $70k–120k AUD 70k–
CFA. 120k
• Practical Tips for Commerce Students:-
1. Focus on skill development: Learn Excel, Power BI, data analytics, and basic financial modeling.
2. Internships matter: Gain experience early — it improves employability and salary potential.
3. Network smartly: Join LinkedIn groups, attend seminars, and connect with professionals in your chosen field.
4. Combine qualifications: A CA with an MBA or a B.Com with CFA has higher earning potential.
5. Think globally: Many commerce courses (ACCA, CPA, CFA) are globally valid and open doors in Europe, America, and Australia.
6. Be patient: Salary growth in finance is steady. Experience and credentials multiply earnings within 5–10 years.
Final advice
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If you prefer finance and accounting, go for CA, CMA, CPA, or ACCA.
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If you like management and leadership, pursue BBA → MBA.
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If you’re interested in law and corporate governance, CS is perfect.
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Combine your degree with skills like Excel, Power BI, Digital Marketing, or Financial Analytics for higher employability.
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Remember: Practical experience (internships, articleship) is the key to getting better salaries and faster growth.
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